ADC 2-Year

ADC 2-Year Associate Degree Program

Associate Degree in Commerce
Affiliated With University of Karachi

The Associate Degree in Commerce (ADC) is a comprehensive two-year commerce program affiliated with the University of Karachi, conducted under an annual examination system with exams held every December. This program is ideal for students seeking a focused two-year commerce qualification as an alternative to a traditional four-year degree. The ADC is equivalent to the former B.Com and qualifies graduates to directly enroll in the two-year BBA (Hons) program at SAIMS. Spanning two academic years, the curriculum includes 14 University-approved courses, combining academic rigor with practical business and commerce skills. The program is designed to build a strong foundation in accounting, finance, business management, and economics, along with essential leadership, analytical, and strategic thinking abilities. The ADC prepares students for promising careers in the corporate sector, banking industry, global business environment, and entrepreneurship. SAIMS proudly upholds a legacy of excellence, having secured top-three positions among University of Karachi-affiliated colleges in 2004 and 2005.

Eligibility Criteria

40% Marks in
HSC Commerce
HSC Pre-engineering
45% Marks in
HSC Humanities
HSC Pre-premedical
HSC Science General

Selection Criteria

1) CBT (Computer Based Test) In :
  • Mathematics : 20 Marks
  • English : 50 Marks
  • General Knowledge : 20 Marks
  • Total = 90 Marks
2) English Essay Writing : 10 Marks
3) Interview Wiht Parents

Scheme of Studies

Year - I

S. NO.COURSESMARKS
1-APakistan Studies
1-BIslamic Studies / Ethics (for Non-Muslims)60
2Functional English100
3Introduction to Business100
4Principles of Accounting100
5Business Mathematics and Statistics100
6Economic Analysis and Policy100
TOTAL MARKS600

Year - II

S. NO.COURSESMARKS
1Business Communication100
2Princ iples of Management100
3Economic Development of Pakistan100
4Advanced Accounting100
5Cost Accounting100
6Business and Industrial law100
7Urdu M.T. / N.M.T./ Sindhi /Humanities & Social Sciences100
OPTIONAL SUBJECT100
a) Auditing and Income Tax Law
b) Introduction to Computer Application in Business
c) Principles of Marketing
d) Principles of Insurance
e) Banking and Finance
TOTAL MARKS800
AGGREGATE MARKS OF BOTH YEAR1400

Examination Criteria

1) Students must obtain a minimum of 40% marks in each subject
2) A minimum aggregate of 45% (630 marks out of 1400) is required to pass.
3) Students securing less than 45% in aggregate will be declared failed, even if individual subjects are passed.
4) First Division: Students securing 60% or more (i.e., 840 marks or above) in aggregate will be placed in the First Division.
5) Second Division: Students securing more than 45% but less than 60% (i.e., 630 to 839 marks) will be placed in the Second Division.
6) No Degree Awarded Below 45%: Students who fail to secure at least 45% aggregate (below 630 marks) will not be awarded a degree by the University of Karachi.